Finexa Capital

Business & retail loans · Surat, India

Simplify any of your loan needs on one platform

One application, 20+ lending partners, and experts who negotiate on your side, so you get the right loan without the legwork.

Free call back

Get a call back from an adviser

Tell us what you need and an adviser will call you back, Monday to Saturday, 10 AM to 7 PM.

By requesting a call back you agree to be contacted about your request and to our Terms and Privacy Policy.

Or chat with us on WhatsApp
5,000+
SMEs assisted
7 days
Typical turnaround, varies by case
20+
Banks & NBFC tie-ups

Bank tie-ups

20+ SME lending partners

Axis Bank
Bank of Baroda
Central Bank of India
HDFC Bank
ICICI Bank
IDFC FIRST Bank
Kotak Mahindra Bank
State Bank of India
TJSB Sahakari Bank
NKGSB Co-operative Bank
Saraswat Bank

Experience our value

Better terms, faster decisions, one point of contact

₹Loan approvedQuick and transparentBanks compared20+ lending partners

Invoice discounting made affordable

We compare offers across our partner banks and NBFCs and negotiate on your behalf, so you can choose a competitive structure with clear terms.

Simplify your business dreams

One application and a few minutes of your time. We check your eligibility within seconds, and most loans are processed in about 7 days, depending on the lender and your documents.

Secured term loans, expertly matched

Our advisers connect you with the right lender, negotiate the rate and structure, and secure the most suitable deal for your needs.

Partners you can rely on

Over 20 leading banks and NBFCs on one platform, with more joining every month, so your options keep growing.

Apply now

Plan your repayments

EMI Calculator

Enter your loan amount, tenure and interest rate to see your estimated monthly instalment.

₹ 50.00 Lakh
₹ 5 Lakh₹ 20 Crore
5 years
1 year30 years
9%
5%20%
Estimated monthly EMI
₹ 1,03,792
● Principal● Interest
Principal amount₹ 50.00 Lakh
Total interest₹ 12.28 Lakh
Total payable₹ 62.28 Lakh

Illustrative only. Actual rates and eligibility depend on the lender and your profile.

Check my eligibility

Our loan services

Explore limitless funding opportunities

Home loan
Education loan
Loan against property
Balance transfer

How it works

Getting started is easy

STEP 01

Fill application

Tell us about your business and what you need.

STEP 02

Check your eligibility

See which loans you qualify for in seconds.

STEP 03

Share documents

Upload your documents and apply.

STEP 04

Get matched

We match you with the right lenders.

STEP 05

We negotiate

Our advisers negotiate competitive terms for you.

STEP 06

Get your loan

Funds are typically disbursed in about 7 days.

Our USP

What sets us apart?

Customised service

Tailored financial solutions for your unique needs, so the journey is personal and effective.

Trust and transparency

Clear, honest advice and transactions. You always know where your application stands.

No hidden charges

No hidden fees or surprise costs from us, just a transparent, cost-effective experience.

Insights hub

Latest from our blog

Plain-language guides on credit scores, documents and loans, written by our advisers.

View all articles →
Credit score6 min read

How to improve your CIBIL score

What a credit score is made of, and the habits that lift it before you apply for a loan.

Read article →
Home loan5 min read

Home loan documents checklist

The papers lenders ask for, for salaried and self-employed applicants, and the property documents to keep ready.

Read article →
Business loan5 min read

Documents required for a business loan

A practical checklist of KYC, financials, GST and bank records that speeds up a business loan file.

Read article →
Balance transfer6 min read

Is a balance transfer worth it?

How to check whether moving your loan saves money once fees are counted, with a worked example.

Read article →

Useful links

Frequently asked questions

Everything you need to know about our loan services and other finance options.

We arrange secured and unsecured business loans, balance transfers, home loans, education loans and loans against property, plus credit cards, insurance, investments and startup funding.

Get in touch

Where financial dreams become reality

FinexaCapital is a credit insights and technology firm using data analytics and AI to make borrowing simpler. With a pan-India presence, we build solutions for the full range of financing needs.

Business hours
Mon–Sat, 10:00 AM – 7:00 PM · Sunday closed
Free call back

Get a call back from an adviser

Tell us what you need and an adviser will call you back, Monday to Saturday, 10 AM to 7 PM.

By requesting a call back you agree to be contacted about your request and to our Terms and Privacy Policy.

Or chat with us on WhatsApp