Business & retail loans · Surat, India
Simplify business loan needs on one platform
One application, 20+ lending partners, and experts who negotiate on your side, so you get the right loan without the legwork.
Experience our value
Better terms, faster decisions, one point of contact
Invoice discounting made affordable
We compare offers across our partner banks and NBFCs and negotiate on your behalf, so you can choose a competitive structure with clear terms.
Simplify your business dreams
One application and a few minutes of your time. We check your eligibility within seconds, and most loans are processed in about 7 days, depending on the lender and your documents.
Secured term loans, expertly matched
Our advisers connect you with the right lender, negotiate the rate and structure, and secure the most suitable deal for your needs.
Partners you can rely on
Over 20 leading banks and NBFCs on one platform, with more joining every month, so your options keep growing.
Bank tie-ups
20+ SME lending partners
Business loans
Your business loan options
Secured business loans
Secured term loans, machinery and equipment loans, loan against property, secured cash credit, working capital and secured overdraft. Collateral-backed funding for expansion, equipment and cash-flow needs.
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Unsecured business loans
Flexible funding with no collateral: unsecured term loans, invoice discounting, line of credit and unsecured cash credit for working capital and day-to-day operations.
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Balance transfer
Move your existing loan to a lender with better terms. Consolidate debt, cut interest costs and simplify repayments.
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Other services
Credit cards, insurance cover, investment options and startup funding, all arranged through the same team.
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Explore limitless funding opportunities
Business loan EMI calculator
Move the sliders to see your estimated monthly instalment.
Illustrative only. Actual rates and eligibility depend on the lender and your business profile.
Check my eligibilityHow it works
Getting started is easy
Fill application
Tell us about your business and what you need.
Check your eligibility
See which loans you qualify for in seconds.
Share documents
Upload your documents and apply.
Get matched
We match you with the right lenders.
We negotiate
Our advisers negotiate competitive terms for you.
Get your loan
Funds are typically disbursed in about 7 days.
Our USP
What sets us apart?
Customised service
Tailored financial solutions for your unique needs, so the journey is personal and effective.
Trust and transparency
Clear, honest advice and transactions. You always know where your application stands.
No hidden charges
No hidden fees or surprise costs from us, just a transparent, cost-effective experience.
Useful links
Frequently asked questions
Everything you need to know about our loan services and other finance options.
We arrange secured and unsecured business loans, balance transfers, home loans, education loans and loans against property, plus credit cards, insurance, investments and startup funding.
Get in touch
Where financial dreams become reality
FinexaCapital is a credit insights and technology firm using data analytics and AI to make borrowing simpler. With a pan-India presence, we build solutions for the full range of financing needs.