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Business loans · Unsecured
Unsecured business loans with no collateral to pledge
Get working capital and short-term funding without putting assets at risk. One application, multiple lenders, and a team that negotiates for you.
Why choose this with Finexa
No collateral
Keep your property and assets free while you raise funds.
Quick decisions
Eligibility in seconds, and most loans processed in about 7 days.
Flexible use
Use funds for working capital, stock, invoices or operating costs.
Unsecured loan options
Unsecured term loan
A fixed-amount loan repaid in regular EMIs, with no security needed.
Invoice discounting
Turn unpaid invoices into cash to bridge payment cycles.
Line of credit
A limit you can draw on when you need it and repay as you go.
Unsecured cash credit
Revolving working capital based on your business cash flows.
Documents you may need
Indicative list. Your adviser will confirm what your chosen lender requires.
- PAN and KYC of the business and owners
- Last 12 months of bank statements
- GST returns and ITR
- Business registration / proof of vintage
- Invoices (for invoice discounting)
How it works
01
Tell us your need
Share a few details in a short application.
02
Get matched
We shortlist lenders that fit your profile.
03
We negotiate
Advisers work on rate and terms for you.
04
Get funded
Sign, and funds are disbursed by your lender.
Common questions
Eligibility depends on business vintage, turnover, credit profile and repayment track record, and varies by lender. Use our eligibility check to see where you stand.
Ready to talk to an adviser?
Call +91 9081570708 or request a call back and we will get in touch.