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Business loans · Secured
Secured business loans for bigger, longer-term growth
Back your loan with collateral and unlock larger limits and longer tenures. We match you with the lender that suits your profile and negotiate the structure for you.
Why choose this with Finexa
Larger limits
Collateral lets lenders offer higher amounts than unsecured credit.
Longer tenures
Spread repayments over a longer period for a comfortable EMI.
Negotiated terms
We compare lenders and negotiate rate and structure on your behalf.
Secured loan options
Secured term loan
Lump-sum funding against property or other approved collateral.
Machinery / equipment loan
Finance new or used machinery and equipment for your business.
Loan against property
Raise funds against residential, commercial or industrial property.
Secured cash credit
A revolving limit against stock, receivables or other security.
Working capital loan
Keep day-to-day operations running smoothly.
Secured overdraft
Draw and repay as needed, paying interest only on what you use.
Documents you may need
Indicative list. Your adviser will confirm what your chosen lender requires.
- PAN and KYC of the business and promoters
- Last 2–3 years of ITR and financials
- GST returns and 12 months of bank statements
- Business proof and registration documents
- Collateral / property documents
How it works
01
Tell us your need
Share a few details in a short application.
02
Get matched
We shortlist lenders that fit your profile.
03
We negotiate
Advisers work on rate and terms for you.
04
Get funded
Sign, and funds are disbursed by your lender.
Common questions
Commonly accepted security includes residential, commercial and industrial property, and in some cases machinery or stock. Acceptance depends on the lender.
Ready to talk to an adviser?
Call +91 9081570708 or request a call back and we will get in touch.