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Retail loans · LAP
Unlock the value of your property
Borrow against residential or commercial property you own and keep using it. Use the funds for business, education, medical or personal needs.
Why choose this with Finexa
High loan value
Borrow a significant share of your property's market value.
Long tenures
Repay over many years for a lower monthly EMI.
Flexible end use
Use the money for business, education, weddings, medical needs and more.
Where a LAP can help
Residential property
Borrow against a self-occupied or rented home.
Commercial property
Borrow against shops, offices and similar assets.
Business expansion
Raise capital for growth without selling assets.
Debt consolidation
Replace costlier debt with a single, lower-rate loan.
Documents you may need
Indicative list. Your adviser will confirm what your chosen lender requires.
- PAN, Aadhaar and address proof
- Income proof: salary slips or ITR and financials
- 6–12 months of bank statements
- Title deeds and property documents
- Property tax receipts and approved plan
How it works
01
Tell us your need
Share a few details in a short application.
02
Get matched
We shortlist lenders that fit your profile.
03
We negotiate
Advisers work on rate and terms for you.
04
Get funded
Sign, and funds are disbursed by your lender.
Common questions
Lenders offer a percentage of the property's assessed value, which depends on property type, location and your income.
Ready to talk to an adviser?
Call +91 9081570708 or request a call back and we will get in touch.